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Blood & Urine Test

These are the two most common requirements when applying for a Life, Disability, or Long Term Care Insurance policy. The examiner will collect a urine and blood sample, the results of which insurance companies use to test for the following 5 major categories:

Paramed & Vitals Exam

A Paramedical exam (or Paramed) is a personal interview with the client to collect information about their medical history and record their blood pressure, pulse, and height & weight. Additionally, the examiner will also ask for information about current prescription medications and treatments, and obtain the required signatures. Additional tests may be required depending on age and policy size.

EKG Test

An electrocardiogram — abbreviated EKG or ECG — is a test that measures the electrical activity of the heartbeat. With each beat, an electrical impulse (or “wave”) travels through the heart.

This test gives two major kinds of information. First, finding out how long a wave takes from one part of the heart to the next shows if the electrical activity is normal or slow, fast or irregular. And secondly, the amount of electrical activity passing through the heart muscle may allow a cardiologist to find out if parts of the heart are too large or are overworked!

Medical Examination Request

If you are a broker, financial professional, or a life insurance agent seeking quality medical exams

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